AC 3877 - the quality of charity

AC 3877
The case with respect to charity is
that it contains within itself the willing of truth;
and through this
it contains within itself the understanding of truth;
for whoever is in charity has these.
But before a person comes to charity,
he must first be in the external,
namely, in the understanding of truth;
next in the willing of truth;
and lastly in being affected with truth,
which is charity.
And when a person is in charity,
he then looks to the Lord...